For more than 30 years, I have been supporting property financing in Mallorca and am thoroughly familiar with both the requirements of Spanish banks and the expectations of German buyers.
When investing in property abroad, it is not only the interest rate that matters – but also structure, reliability and experience.
That is why I work exclusively on a success-based fee model:
You only pay if your loan is successfully completed.
You Decide the Level of Support
Every financing project is different. Some clients only require a professional review, while others prefer to place the entire process in experienced hands.
For this reason, I offer three clearly structured options:
BASIC – Offer Review & Optimisation
€500 payable upon success
You already have an offer from a bank or broker?
I review your terms and conditions, analyse the contractual details and support you in optimising the structure.
Ideal for well-prepared buyers seeking an independent second opinion.
STANDARD – Market Comparison & Structured Guidance
€1,000 payable upon success
You would like competitive market conditions and a reliable contact at a suitable bank, but prefer to submit the application yourself?
I structure your request, compare financing offers and guide you throughout the process up to the loan approval.
Ideal for buyers who wish to be actively involved but value professional support.
PREMIUM – Full Support Until Disbursement
From 1% of the loan amount, payable upon success
For a typical financing of €400,000, this corresponds to €4,000 – payable exclusively upon successful disbursement.
I take full responsibility for coordinating the entire financing process:
- Comparison and negotiation of optimal conditions
- Structured preparation of all documentation
- Communication with the bank
- Organisation of account opening and property valuation
- Coordination with agent, seller, lawyer, notary and gestoría
- Preparation of the notarial appointment
- Support through to final disbursement
Even a small interest rate optimisation can generate financial benefits over the term of the loan that significantly exceed my fee.
Above all, you gain security, time efficiency and planning clarity.
Ideal for buyers who want the process professionally managed from start to finish.
Why Experience Is Crucial in Cross-Border Financing
Spanish banks operate differently from German institutions. Requirements, procedures and assessment criteria differ significantly.
A lack of structure or incomplete documentation often leads to delays or rejections.
After three decades in property financing in Mallorca, I know what truly matters – and how to manage processes efficiently.
Your Advantages
- 30 years of experience in Mallorca
- 12 years as an independent advisor
- Personal service in German
- Transparent fee structure
- No upfront costs
- Payment exclusively upon success
Non-Binding Initial Consultation
In a complimentary initial consultation, we analyse your situation and clarify:
- Your financing options
- Realistic market conditions
- Which level of service is appropriate for you
Afterwards, you make your decision without pressure.
Kathrin Dehne
About me
I stand for sound financial advice based on clear values: transparency, reliability, and integrity. A relationship built on trust and long-term cooperation with my clients forms the foundation of my work.
With more than 30 years of experience in the financial sector, I have gained extensive expertise working with international banks both domestically and abroad. After completing my training at Sparkasse Weserbergland, my professional path brought me to Mallorca in 1996, where I continued my career advising international clients.
Further milestones in my career include Deutsche Bank SAE, where I managed the Port d’Andratx branch for eight years, as well as Citibank SAE, where until 2013 I was responsible for private banking
and retail client business in the Balearic Islands.
In 2014, I decided to become self-employed. Since then, I have been advising my clients independently and individually, maintaining the highest quality standards, with the goal of achieving sustainable and long-term satisfaction.
”Independent, well connected and by your side: I find the optimal financing solution for you - with direct access to leading banks
Quick contact
Kathrin Dehne
I am at your disposal
E-MAIL:
PHONE:
(0034) 647 596 909